Save with a lower interest rate and pay no annual fee.

Get our lowest interest rate offered without paying an annual fee.
Save on interest charges if you carry a balance.
Apply now

BMO Preferred Rate MasterCard

  • 17.5% interest rate 1
  • Extended Warranty and Purchase Protection protects your purchases 2
  • Zero liability protects you from unauthorized use 3
  • Get cash advances at nearly 1 million ABM’s worldwide 4
  • No annual fee


Your card also includes:

  • 17.5% interest rate 1, or low 11.9% interest rate for an additional $20/yr
  • 21 day payment grace period 1
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM* - Identity Theft Assistance
  • MasterCard SecureCode TM*
  • Worldwide acceptance at 30 million locations
  • And more…


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