Annual Report 2015

There are many ways to talk about what lies ahead: Change. Disruption. Opportunity. Growth.

We’ve gotten closer to our customers. Made banking simpler. Unified our businesses. Expanded our footprint. Invested in new platforms. Embraced a better rulebook. And through it all, delivered consistently strong results.

now it gets
interesting

There are many ways to talk about what lies ahead: Change. Disruption. Opportunity. Growth.

We’ve gotten closer to our customers. Made banking simpler. Unified our businesses. Expanded our footprint. Invested in new platforms. Embraced a better rulebook. And through it all, delivered consistently strong results.

People crossing the street at the intersection of King and Bay streets in Toronto.

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