BMO SmartSteps

®

 for Students

Here are some ways BMO can help you make the most of your
money through our saving, spending and borrowing tips.

Minimize your banking fees to lower your monthly expenses.

Make sure you understand all of the transactions that are included in your banking package so you can avoid paying more than you need to.

Did you know?
Students can bank for free while enrolled in school plus one year after graduation. That’s a savings of $102 per year1. Learn more

Take advantage of student discount programs.

When you get your free SPC®‡ Card from BMO2 you’ll be able to take advantage of exclusive discounts and deals on fashion, shoes, accessories, sporting goods, restaurants and more.

Did you know?
You’ll save the $9 annual fee with your SPC card from BMO, plus you’ll save when you spend with average discounts of 10% to 15% at SPC merchants. Learn more



Terms and Conditions:
1 With the Student Discount Program, an $8.50 discount per month is applied to the Plus Plan or Practical Plan. The customer is responsible for all fees on any transaction, services and products not included in the Everyday Banking Plan.

2 You will receive a free SPC Card when you open a Primary Chequing or Premium Rate Savings account with the Student Discount Program. This offer is subject to change or terminate without notice.

3 For full details regarding the protection and limitations of our 100% Online Security Guarantee, including the definition of unauthorized transactions, please refer to Bank of Montreal FirstBanking Automated Services Agreement.

4 You may be required to have a parent or guardian co-sign for line of credit. Subject to meeting usual credit criteria.

® Registered trade-marks of Bank of Montreal.

®‡ Registered trade-mark of Student Price Card Ltd.

®† Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Bank of Montreal.