BMO SmartSteps for Investing
Saving and Investing wisely starts with the right steps.

Budgeting and Expenses

BMO MoneyLogic™

Keeping on top of your expenses just got easier. This free tool, accessed by Everyday Banking online customers, gives you a complete perspective of your day-to-day spending and savings so you can reach any financial goal faster.

  1. Categorize your spending
  2. Save for a goal
  3. Review and analyze your spending vs. your budget

Retirement Planning

Take Charge of Your Retirement™ Tool

Retirement is about more than just money. It's a significant lifestyle change. The more clearly you can see your life in retirement, the easier it is to plan for it. Use this tool to answer thought-provoking questions that will help you build a clear and realistic picture of what your retirement lifestyle will look like.

BMO Retirement Institute Article

If you find saving for retirement hard, you're not alone. Read a special report from the BMO Retirement Institute that looks at the psychological reasons why we often put off saving for retirement.

Retirement Savings Calculator

Find out how much money you'll need for your retirement and whether or not your current retirement savings will get you to your goal. Adjust key variables such as retirement age, savings, and desired income in retirement to see how they impact the amount you'll need. Save or print your report.

Retirement Checklist

Whether retirement is just around the corner, many years away or already here, there are things you can do right now to make your retirement the best it can be. Preview our holistic retirement planning checklists for different life stages:

Selecting the Right Investments

Choose the right investments for your RSP or other goals quickly and easily. Whether you are a self-directed online investor or prefer the advice of an investment professional, we have the tools to help you select the investments best suited to meet your unique needs.