• The ideal home.
  • A thriving business.
  • A comfortable future.

Everyone has
great expectations.

And to bring tomorrow’s goals within reach, people expect a lot today.

Beginning with the confidence they need to make important choices.

This is what all of our stakeholders ultimately expect.

And it’s what we’re in business to deliver.

Dylan Reibling, interactive media innovator and artist-inresidence at Christie Digital

Dylan Reibling, interactive media innovator and artist-in-residence at Christie Digital, received welcome support for his vision from BMO bankers at the Communitech Hub for high-tech entrepreneurs in Waterloo, ON.

Business mix1

Our diversified strategy once again drove BMO’s 2013 performance.

Business Mix Graph. Personal and Commercial: 57%; Wealth Management: 22%; BMO Capital Markets: 21%

(Graph figures in millions)
1 Percentages determined excluding results in Corporate Services.

 Leader in wealth

BMO’s Canadian and U.S. private banks were both ranked best in the markets they serve by World Finance magazine in 2013. Over the past year, our wealth management businesses were recognized with 20 industry awards, evenly split between Canada and the United States.

 Commercial strength

North American commercial loan balances grew by 11% year over year as we continued to meet the needs of businesses across our footprint. Commercial deposits were up 12% in Canada, where we have the second largest market share in business loans of $5 million and less. In the United States, core commercial and industrial lending has grown for eight consecutive quarters.

 Private and personal

Meeting customers’ expectations can mean erasing boundaries. BMO’s personal and private banking teams have been successfully partnering where their businesses overlap. By being more responsive and efficient in serving both segments, we’re creating more value for shareholders.