Consolidated Balance Sheet

Download the Consolidated Statement of Income Excel file
As at October 31 (Canadian $ in millions)   2013   2012

The accompanying notes are an integral part of these consolidated financial statements.

Certain comparative figures have been reclassified to conform with the current year’s presentation.

Assets

       

Cash and Cash Equivalents (Note 2 PDF)

$ 26,083 $ 19,941

Interest Bearing Deposits with Banks (Note 2 PDF)

  6,518   6,341

Securities (Note 3 PDF)

       
Trading   75,159   70,109
Available-for-sale   53,067   56,382
Held-to-maturity   6,032   875
Other   723   958
    134,981   128,324

Securities Borrowed or Purchased Under Resale Agreements (Note 4 PDF)

  39,799   47,011

Loans (Notes 4 and 8 PDFs)

       
Residential mortgages   99,328   87,870
Consumer instalment and other personal   63,640   61,436
Credit cards   7,870   7,814
Businesses and governments   101,450   90,402
    272,288   247,522
Customers' liability under acceptances   8,472   8,019
Allowance for credit losses (Note 4 PDF)   (1,665)   (1,706)
    279,095   253,835

Other Assets

       
Derivative instruments (Note 10 PDF)   30,259   48,071
Premises and equipment (Note 11 PDF)   2,191   2,120
Goodwill (Note 13 PDF)   3,893   3,717
Intangible assets (Note 13 PDF)   1,530   1,552
Current tax assets   1,065   1,293
Deferred tax assets (Note 24 PDF)   2,914   2,906
Other (Note 14 PDF)   8,971   10,338
    50,823   69,997

Total Assets

$ 537,299 $ 525,449

Liabilities and Equity

       

Deposits (Note 15 PDF)

       
Banks $ 20,591 $ 18,102
Businesses and governments   220,798   186,570
Individuals   125,432   119,030
    366,821   323,702

Other Liabilities

       
Derivative instruments (Note 10 PDF)   31,974   48,736
Acceptances (Note 16 PDF)   8,472   8,019
Securities sold but not yet purchased (Note 16 PDF)   22,446   23,439
Securities lent or sold under repurchase agreements (Note 16 PDF)   28,884   39,737
Current tax liabilities   443   404
Deferred tax liabilities (Note 24 PDF)   107   171
Other (Note 16 PDF)   42,212   46,596
    134,538   167,102

Subordinated Debt (Note 17 PDF)

  3,996   4,093

Capital Trust Securities (Note 18 PDF)

  463   462

Equity

       
Share capital (Note 20 PDF)   14,268   14,422
Contributed surplus   315   213
Retained earnings   15,224   13,540
Accumulated other comprehensive income   602   480
Total shareholders' equity   30,409   28,655
Non-controlling interest in subsidiaries (Note 20 PDF)   1,072   1,435

Total Equity

  31,481   30,090

Total Liabilities and Equity

$ 537,299 $ 525,449