LCOI changes are in the works!

Continued low interest rate conditions and high market volatility present a significant challenge to the pricing of our long term guaranteed insurance products.

As a result, we are making changes to our universal life products to ensure their continued viability in a low rate interest environment.

Further details on these changes including a new Wave 23 illustration software release will be communicated early December.

We will continue to accept applications for Wave 22 universal life plans at our head office until January 6, 2012.

MB 219 (2011/11/07)

To find out more about BMO Insurance products, please call your MGA or contact the BMO Insurance regional sales office in your area or visit

Ontario Region
Quebec - Atlantic Region
Western Region

Information contained in this document is for illustrative purposes and is subject to change without notice.

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BMO Life Assurance Company | 60 Yonge Street | Toronto | ON | M5E 1H5 | Canada