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JLTD Life Insurance for
Estate Planning
Universal Life

Talking to your clients about estate planning using a cost-effective insurance plan can be an important part of their overall financial plan.

  • Calculating their insurance needs can be easy and we can help you customize your proposal with our Estate Preserver calculator.
  • Selecting an appropriate plan does not have to be a challenge. Our competitively priced joint-last-to-die universal life policy can provide your clients with the protection they need at a price they can afford. And with our great investment choices and other benefits, that is why more and more advisors are turning to BMO® Insurance.

Joint Last to Die Ranking1 based on Minimum Premium
Male Non-Smoker / Female Non-Smoker
Standard Class

UL Plan Face Amounts MNS 45
FNS 45
MNS 50
FNS 50
MNS 55
FNS 55
MNS 60
FNS 60
MNS 65
FNS 65
LifeProvider $100,000 2 2 2 1 4
LifeProvider $150,000 2 2 2 1 3
LifeProvider $250,000 2 2 2 2 3
LifeProvider $500,000 2 2 2 2 4
Life Dimensions $750,000 3 1 3 2 7
Life Dimensions $1,000,000 3 1 3 2 10
Life Dimensions $2,000,000 3 1 3 2 10
Life Dimensions $5,000,000 3 1 2 2 10

UL Plan Face Amounts MNS 45
FNS 40
MNS 50
FNS 45
MNS 55
FNS 50
MNS 60
FNS 55
MNS 65
FNS 60
LifeProvider $100,000 1 2 2 2 1
LifeProvider $150,000 1 2 2 2 1
LifeProvider $250,000 1 2 2 2 1
LifeProvider $500,000 2 2 2 2 2
Life Dimensions $750,000 2 3 3 4 3
Life Dimensions $1,000,000 2 3 3 4 3
Life Dimensions $2,000,000 2 3 3 4 3
Life Dimensions $5,000,000 2 3 3 4 3

1Companies surveyed: BMO Insurance, Canada Life, Empire Life, Equitable Life, Industrial Alliance, Manulife, RBC Insurance, Standard Life, Sun Life and Transamerica.

The comparison was performed based on information believed to be reliable and in effect as of March 31, 2011. BMO Life Assurance Company is not liable for any errors or omissions in the information derived from third party sources.

MB 200 (2011/04/08)

To find out more about BMO Insurance products, please call your MGA or contact the BMO Insurance regional sales office in your area or visit www.bmoinsurance.com/advisor.

Ontario Region
1-800-608-7303
Quebec - Atlantic Region
1-866-217-0514
Western Region
1-877-877-1272

Information contained in this document is for illustrative purposes and is subject to change without notice.

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BMO Life Assurance Company | 60 Yonge Street | Toronto | ON | M5E 1H5 | Canada