Talking to your clients about estate planning using a cost-effective insurance plan can be an important part of their overall financial plan.
- Calculating their insurance needs can be easy and we can help you customize your proposal with our Estate Preserver calculator.
- Selecting an appropriate plan does not have to be a challenge. Our competitively priced joint-last-to-die universal life policy can provide your clients with the protection they need at a price they can afford. And with our great investment choices and other benefits, that is why more and more advisors are turning to BMO® Insurance.
Joint Last to Die Ranking1 based on Minimum Premium Male Non-Smoker / Female Non-Smoker Standard Class
UL Plan |
Face Amounts |
MNS 45 FNS 45 |
MNS 50 FNS 50 |
MNS 55 FNS 55 |
MNS 60 FNS 60 |
MNS 65 FNS 65 |
LifeProvider |
$100,000 |
2 |
2 |
2 |
1 |
4 |
LifeProvider |
$150,000 |
2 |
2 |
2 |
1 |
3 |
LifeProvider |
$250,000 |
2 |
2 |
2 |
2 |
3 |
LifeProvider |
$500,000 |
2 |
2 |
2 |
2 |
4 |
Life Dimensions |
$750,000 |
3 |
1 |
3 |
2 |
7 |
Life Dimensions |
$1,000,000 |
3 |
1 |
3 |
2 |
10 |
Life Dimensions |
$2,000,000 |
3 |
1 |
3 |
2 |
10 |
Life Dimensions |
$5,000,000 |
3 |
1 |
2 |
2 |
10 |
UL Plan |
Face Amounts |
MNS 45 FNS 40 |
MNS 50 FNS 45 |
MNS 55 FNS 50 |
MNS 60 FNS 55 |
MNS 65 FNS 60 |
LifeProvider |
$100,000 |
1 |
2 |
2 |
2 |
1 |
LifeProvider |
$150,000 |
1 |
2 |
2 |
2 |
1 |
LifeProvider |
$250,000 |
1 |
2 |
2 |
2 |
1 |
LifeProvider |
$500,000 |
2 |
2 |
2 |
2 |
2 |
Life Dimensions |
$750,000 |
2 |
3 |
3 |
4 |
3 |
Life Dimensions |
$1,000,000 |
2 |
3 |
3 |
4 |
3 |
Life Dimensions |
$2,000,000 |
2 |
3 |
3 |
4 |
3 |
Life Dimensions |
$5,000,000 |
2 |
3 |
3 |
4 |
3 |
1Companies surveyed: BMO Insurance, Canada Life, Empire Life, Equitable Life, Industrial Alliance, Manulife, RBC Insurance, Standard Life, Sun Life and Transamerica.
The comparison was performed based on information believed to be reliable and in effect as of March 31, 2011. BMO Life Assurance Company is not liable for any errors or omissions in the information derived from third party sources.
MB 200 (2011/04/08)
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