Free Chequing & Savings Account
- Free banking while you're a student and for up to one year after you graduate
- Free SPC Card
Student Line of Credit
- Use it to pay tuition, books, rent, meal plans - anything you need.
Low interest payments
Student Budget Tools and Advice
It’s never too early or too late to plan for your financial future.
Your Financial life
Get tips, tools and resources to help you navigate your finances.
Shop with SPC and BMO
10% to 15% discounts at 120+ retailers gives you access to
all the brands you love.
SPC BMO cards have exclusive offers, no fees and SPC
savings built right in.
Explore SPC offers
University & College Affinity Cards
As a college or university student, you’re looking for the best student credit card for your needs. A BMO SPC University/College Credit Card offers value, convenience and cash back or rewards on all your purchases. And it helps you support your school.
Every time you use this BMO credit card you support faculty alumni benefits, services and events and contribute to local and international student programs Whether you’re considering getting a certificate, diploma or degree, a first-year, or going to be a graduate soon, it’s never too early or late to give back to yourself by earning rewards. Rewards can add up quickly from buying textbooks at your campus bookstore to getting groceries if you’re not on a cafeteria meal plan. To help manage your student budget, you can also keep track of your spending with a detailed credit card statement. Even if you’re in classes, residence dorm, student centre or on the go, you can view it easily online or on your mobile device.