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BMO® AIR MILES®† World MasterCard®*

BMO® AIR MILES®† World MasterCard®* Earn AIR MILES Reward Miles Even Faster. Earn 1 reward mile for every $15 in credit card purchases.
Earn AIR MILES Reward Miles Even Faster
Earn 1 reward mile for every $15 in credit card purchases.16A
19.9% Interest Rate 8
$99 Annual Fee 8
Minimum $60,000 (individual) or $100,000 (household) annual
Earn AIR MILES rewards on card purchases to a maximum monthly spend of $7,000*.

Rewards Calculator

 

 

 

 

 

 

 

 


   

 

 

The BMO AIR MILES World MasterCard Gets You...

 

1 AIR MILES®† reward mile for every $15 in purchases16A.

 

Here's how it works:

Travel Protection

 

Travel worry-free with coverage for car rental collision damage, unexpected return home, Common Carrier Accidental Death and Dismemberment Insurance, and more22

Earn Bonus reward miles

 

Earn 1.25 X more reward miles at Shell14 and 2X the reward miles at National Car Rental and Alamo Rent-A-Car12A. Plus get up to 25% discount at participating National Car Rental and Alamo Rent A Car locations25.

BMO Concierge Service

 

Expert guidance on dining, entertainment and leisure with 24/7access by calling 1-800-741-6758.

Benefits

  • Spend
    $3,500
    monthly on credit card purchases
  • Earn
    233
    AIR MILES on your credit card
  • Earn twice at
    AIR MILES
    Partners when you show your
    AIR MILES Card too15
  • Earn AIR MILES Reward Miles Even Faster

  • Earn 1 reward mile for every $15 in card purchases up to a maximum monthly spend of $700016A. Turn dream vacations and merchandise to AIR MILES Cash.

  • Exclusive 25% Flight Discount anywhere in North America

  • Redeem for AIR MILES Flights anywhere in North America for 25% fewer miles when you book with your BMO AIR MILES World MasterCard13. For example, you could redeem a 1,300 reward miles flight for only 975 reward miles.

  • AIR MILES Rewards

  • With over 1,000 reward options from hundreds of sponsors, it's easy to get the reward you want.

  • Earn AIR MILES Reward Miles Even Faster

  • Earn 1 reward mile for every $15 in card purchases up to a maximum monthly spend of $700016A. Turn dream vacations and merchandise to AIR MILES Cash.

     

    Exclusive 25% Flight Discount anywhere in North America

     

    Redeem for AIR MILES Flights anywhere in North America for 25% fewer miles when you book with your BMO World MasterCard12. For example, you could redeem a 1,300 reward miles flight for only 975 reward miles.

     

    AIR MILES Rewards

     

    AIR MILES is named the #1 loyalty program in Canada and BMO is the only bank that offers AIR MILES reward miles. With over 1,000 reward options from hundredsof sponsors, it's easy to get the reward you want.

You can now use your BMO MasterCard at Costco locations across Canada.

You can now use your BMO MasterCard at Costco locations across Canada.*

Apply now

 

Features

 

Credit Card Benefits

Explore our world-class features that save you time and money.

Credit Card Benefits

 

Earn faster and stretch your miles further than other AIR MILES credit cards.

Earn AIR MILES Reward Miles

Earn 1 reward mile for every $15 in credit card purchases to a maximum monthly spend of $7,00016A.

 

Exclusive 25% Flight Discount

Redeem AIR MILES Flights anywhere within North America for 25% fewer miles when you book with your BMO AIR MILES World MasterCard13.

AIR MILES Rewards

With over 1,000 reward options from hundreds of sponsors, it's easy to get the reward you want.

BMO World MasterCard Travel Protection5

Travel worry-free with coverage for car rental collision damage, unexpected return home, Common Carrier Accidental Death and Dismemberment Insurance, and more.7

Use your card at Costco

You can now use your BMO MasterCard at Costco locations across Canada.

Features of Every Card

Extended Warranty

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.

 

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase7.

 

Zero Dollar Liability30

Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:

  • You did not contribute to the unauthorized use
  • You used reasonable care to safeguard your card and PIN
  • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
  • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.

If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.

Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service

Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:

  • Lost or stolen cards23
  • Emergency replacement cards or up to $1,000 in emergency funds23
  • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
  • Access account-related information
  • Access any applicable card benefits

Safety & Security

Use your card with confidence, knowing you're always protected.

Travel Services

Get around-the-clock coverage, whether you're in Canada or abroad.

Global Access

Make purchases or access your funds, no matter where you are.

 

Terms, agreements, rates, and fees

Important Information on
Rates and Fees

 

Key information about your BMO MasterCard, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion and more.

 

BMO MasterCard Cardholder Agreement

 

A detailed explanation of your rights and responsibilities as a BMO MasterCard cardholder.

 

AIR MILES Rewards Terms and Conditions

 

This guide outlines in detail terms and conditions governing your BMO AIR MILES World MasterCard rewards.

 

 

Can’t find what you’re looking for?

 

Use our easy to use tools and credit card reward calculators to help you find the card that's right for you and your needs.

 

 

Help Me Choose

 

Simply select the options you want and we'll suggest credit cards to meet your needs.

 

Help Me Choose

Compare Cards

 

Compare up to 4 credit cards details now.

 

Compare Cards

24/7 Help & Support

General Credit Card Live Support:

Call 1-800-263-2263

 

Make an appointment

 

Lost or Stolen Cards:

Call 1-800-361-3361 from North America,
or call collect 514-877-0330 internationally

 

(TTY 1-866-859-2089)

  • ® BMO Is a registered trademark of Bank of Montreal.
  • TM BMO Is a registered trademark of Bank of Montreal.
  • ®* MasterCard is a registered trademark of MasterCard International Incorporated. Used under license.
  • ®† AIR MILES is a trademark of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Bank of Montreal.
  • ®†# IDefence® is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
  • TM†# IDefence PlusTM is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.
  • TM†#CreditDefence™ is a trademark owned by D+H Limited Partnership, used under licence by Bank of Montreal.