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Feel at home with a mortgage that fits your needs.

Whether you're buying a new home or refinancing, get guidance on calculating the costs, choosing the right loan, and understanding the next steps.

Mortgage Rates

2.71% APR*

5-year BMO Smart Fixed Mortgage
(fixed rate, closed mortgage)


2-year fixed mortgage
(fixed rate, closed mortgage)


5-year variable mortgage
(variable rate, closed mortgage)

View all rates

Responding to your wealth management needs

We help you grow, protect and transition your wealth with award-winning wealth management services like investment management and wealth planning.

with your wealth management needs

Make your money work for you

Prepare for the future with the right investment solution, from building a nest egg to saving for your child's education.

with investments

Have other loan needs?

Need a line of credit? Ready to buy a new car? Find out more about our other borrowing solutions.

Lines of credit Loans

Wealth management products and services may be offered by Bank of Montreal or by one or more of its affiliates.
We're making some changes to our Personal and Business Banking fees, accounts and Plans effective May 1, 2015 (2 MB – PDF).