Find out the impact of:

  • changing your amortization period
  • shifting your monthly payments to bi-weekly or even weekly
  • making lump sum payments
Launch Calculator

Find out:

  • the mortgage amount you can borrow
  • the maximum purchase price you can afford
  • your potential mortgage payments
Launch Calculator

Find out:

  • estimated costs when making extra payments or a lump sum payment to your mortgage
Launch Calculator

Starting your Pre-Approval

One of the first things you should do when you decide to buy a home — even before you start your search
— is pre-arrange your mortgage. Here's why:

  • you will have a better idea how much you can borrow, how much home you can afford, and what your monthly payments will be.
  • if you choose a fixed interest rate, you are guaranteed that rate during the 90-day pre-approval period, so you are protected if interest rates should rise.
  • when it comes time to make an offer, you'll be able to act more quickly.
Start your Pre-Approvial

Why Choose a BMO mortgage?

BMO can provide:

  • Expert mortgage advice – to answer your questions and help you choose a mortgage that makes sense for you
  • Competitive mortgage rates - choose between our fixed and variable mortgages
  • 90 day rate guarantee - if you choose a fixed interest rate, you are guaranteed that rate during the 90-day pre-approval period, so you are protected if interest rates should rise.
  • Flexible mortgage options – to help you save money and be mortgage –free faster

Speak to one of our mortgage experts today. Visit your nearest BMO branch, call us at 1-877-765-1457, or contact one of our mobile Mortgage Specialists.