Accidental Death Benefit

Affordable, guaranteed protection from the unexpected

• Imagine what would happen to your family if you passed away suddenly and unexpectedly in an accident. The Accidental Death Benefit helps protect your family for just pennies a day.
• It’s low-cost life insurance protection that can help your family maintain their lifestyle in the event of your accidental death.

Up to $250,000 of guaranteed protection for your family

• You are covered anywhere in the world, 24 hours a day, 7 days a week
• Your family receives a tax-free lump sum they can use for any purpose
• They receive double the benefit, up to $500,000, if the accidental death occurs while you’re traveling as a fare-paying passenger on a plane, train, bus, taxi or other public transportation

4 Low-Cost Coverage Options to suit your needs and budget

• $50,000 in coverage costs just $4.99 a month
• $100,000 in coverage costs just $9.49 a month
• $200,000 in coverage costs just $18.49 a month
• $250,000 in coverage costs just $22.99 a month

Guaranteed Acceptance

• Your acceptance is guaranteed if you are between 18 to 65

No Medical Exam or Health Questions

• You don’t have to see a doctor to enrol

Immediate Insurance Coverage

• Your protection begins the day we receive your completed application and your first premium has been paid

Benefits Never Decrease

• 100% tax-free cash paid directly to your beneficiary
• Your policy is guaranteed to remain in force until your 76^th birthday, as long as you continue to pay your premiums
• You can cancel your policy any time you choose

30-day Money Back Guarantee

• Cancel your policy within 30 days for a full refund

What’s not covered?

This insurance does not cover accidental death from injury caused by or resulting from: suicide or self-inflicted injury; injury received while under the influence of drugs or alcohol; injury occurring while committing a criminal act or consequent upon war or while serving on active duty in any armed forces; injury received while flying, other than as a fare-paying passenger; injury caused by participating in racing, scuba-diving, sky-diving, parachuting, hang-gliding, rock or mountain-climbing or bungee jumping; or injury occurring in the workplace while working as a high steel construction worker, an underground miner, an oil rig worker, a power line worker or a logger. Accidental injury does not include any sickness, illness, disease, medical disorder or medical treatments.

The Accidental Death Benefit Insurance Plan provides individual coverage and is only available to residents of Canada. For the complete terms and conditions of your policy, please refer to your Policy Contract that will be sent to you upon enrollment. One policy per person.

The maximum total accidental death coverage provided per life insured by BMO Life Assurance Company is $500,000.

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