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FractureCare Plus

Personal injury protection in case of slips, falls, burns and more

  • Imagine if you tripped on the stairs or slipped on the ice. Broken bones can take months to heal completely. Wouldn’t it be nice to have a financial cushion to soften your fall?
  • FractureCare Plus provides cash for fractures, burns and dislocations to get you back on your feet.
  • PLUS FractureCare Plus provides you up to $187,500 for paralysis due to an accident.

Guaranteed Acceptance

If you’re 50 to 75

No Medical Exam or Health Questions

You don’t have to see a doctor to enrol

Low-cost Protection

  • Choice of 3 benefit levels
  • Level 1 Level 2 Level 3
    Benefit for fractures, dislocations or burns Up to $6,250 Up to $12,500 Up to $18,750
    Paralysis $62,500 $125,000 $187,500
    Accidental Death $6,250 $12,500 $18,750


  • Low monthly premiums
  • Premiums Level 1 Level 2 Level 3
    Single $8.95 $16.95 $23.95
    Both spouses $16.95 $31.95 $43.95
    Rates effective Sept 2010. Subject to change without notice.

  • A spousal discount is available when both you and your spouse enrol at the same time

Money for Any Purpose

  • Pay rehabilitation costs
  • Arrange housekeeping
  • Cover private nursing
  • Replace lost income
  • The choice is yours

Protection for Life

  • You are covered anywhere in the world, 24 hours a day, 7 days a week
  • Your policy is guaranteed for life, as long as you continue to pay your premiums
  • You can cancel your policy any time you choose
  • Your rates will never increase because of your age

Full Benefits to Age 81

All injury benefits and the maximum benefit are reduced by 50% starting at age 81

30-day Money Back Guarantee

Cancel your policy within 30 days for a full refund

FractureCare Plus provides individual coverage and is only available to residents of Canada. One policy per person.





Insurer: BMO Life Assurance Company
Full details terms and conditions are available on request
Insurance benefits are tax free payments under current legislation