BMO MasterCard Optional Features

BMO MasterCard gives you the option to add any of the following features to your card at any time.

12.9% Low Interest Rate Option - $45*/year

Lower the interest rate on your BMO MasterCard to 12.9% for a low $45 annual fee. Compare Rates
*11.9% for $20/year with BMO Preferred Rate MasterCard.
Pricing Policy

Add this feature when applying online. To add to your existing card, please call 1-800-263-2263.

BMO MasterCard^®* Balance Insurance

Protects the balance on your BMO MasterCard. Helps maintain your credit rating, and protects you and your family in case of unexpected events for balances up to $15,000*. Costs $0.94 per $100 (plus applicable taxes) of your monthly statement balance. Details

Add this feature when applying online. To add to your existing card, please call 1-800-268-5962.

Roadside assistance is just a call away!

On almost any road in Canada and the mainland U.S., you can feel confident that help is nearby with the BMO Roadside Assistance¹ program. Choose BMO Basic Roadside Assistance or BMO Enhanced Roadside Assistance¹ to accommodate all your roadside assistance needs.

Plus, the BMO Roadside Assistance¹ program covers all additional cardholders for free!

Call 1-800-263-2263 to purchase peace of mind today! (TTY) 1-866-889-0889.

	Basic Roadside Assistance	Enhanced Roadside Assistance
Additional cardholders	FREE	FREE
Geographical coverage	Canada and Continental USA	Canada and Continental USA
Vehicle coverage	Non-commercial passenger vehicles	Non-commercial passenger vehicles
# Services calls per Year	4	Unlimited
Maximum towing distance	10 km	250 km
Services included	Battery boost, flat tire change, lock out service, extrication / winching, etc	Battery boost, flat tire change, lock out service, extrication / winching, etc
Maps / routing	N/A	Yes
Trip Accident Assistance (min. 80 km from home)	N/A	Up to $2000 year maximum Towing- $500 per incident Car rental/ taxi ($250 per incident) Accommodations ($200 per incident) Battery Replacement ($50 per incident)
Cost	$69 per year (plus applicable sales taxes*)	$98 per year (plus applicable sales taxes*)

BMO Roadside Assistance Program (Basic Coverage)
BMO Roadside Assistance Program (Enhanced Coverage)

¹ Membership terms and the features of the plan are described in the certificate that you will receive. Dominion Automobile Association requires BMO to provide any information reasonably required for the sole purpose of confirming that you are covered by the Program.

Travel Insurance Benefits for You and Your Family

Take on the world without the worry of emergency medical expenses. Eliminate the last minute scramble for insurance coverage when planning a trip. Whether you travel within Canada or abroad, you’re covered year round with BMO Medical Protection.

To order Travel or Medical protection, please call 1-800-263-2263.

BMO Total Travel and Medical Protection - $99*/year (Save $50/year)

Download Insurance Certificate (PDF) for full coverage details

Enjoy complete peace of mind with both BMO 31 Day Medical Protection and BMO Travel Protection with Trip Cancellation. Plus, you’ll save $50 every year off the combined $149/year price. Protects you and your family for an unlimited number of trips per year.

Age (Cardholder and Spouse)	Annual Fee
*Under 65	$99
65-69	$299
70-74	$399

BMO 31 Day Medical Protection - $89/year

Download Insurance Certificate (PDF) for full coverage details

• Up to $2 million in eligible expenses
• For trips up to 31 days in length
• Year round coverage for you and your family
• Unlimited number of trips per year
• Emergency hospital, ambulance and medical expenses
• Private Duty Nurse cost (up to $5,000)
• Emergency dental expenses (up to $2,000 per family member)
• Emergency air transportation by air ambulance to the nearest appropriate medical facility or to a Canadian hospital

BMO 17 Day Medical Protection - $49/year

Download Insurance Certificate (PDF) for full coverage details

• Up to $2 million in eligible expenses
• For trips up to 17 days in length
• Year round coverage for you and your family
• Unlimited number of trips per year
• Emergency hospital, ambulance and medical expenses
• Private Duty Nurse cost (up to $5,000)
• Emergency dental expenses (up to $2,000 per family member)
• Emergency air transportation by air ambulance to the nearest appropriate medical facility or to a Canadian hospital

BMO Travel Protection with Trip Cancellation- $60*/year

Download Insurance Certificate (PDF) for full coverage details

• Collision damage waiver insurance for car rentals
• Trip cancellation (up to $2,500 per family member and $5,000 per account)
• Trip interruption/trip delay (up to $2,000 per family member)
• Baggage delay, loss or damage up to $750 per trip, per family member
• Flight delay benefits up to $500 per account per trip
• Common carrier accidental death and dismemberment insurance (up to $500,000)
• Unexpected return home and trip assistance
• Unlimited number of trips per year

BMO Travel Protection - $29*/year

(Included with BMO Gold AIR MILES MasterCard)

Download Insurance Certificate (PDF) for full coverage details

• Collision damage waiver insurance for car rentals
• Common carrier accidental death and dismemberment insurance (up to $500,000)
• Unexpected return home and trip assistance
• Unlimited number of trips per year

CardAssistPlus

Lets you make one toll-free call to quickly cancel all your registered cards and have new ones issued for $39.95/year or $69.95/2 years (plus applicable taxes). Details
To order, please call 1-800-456-4042.

Credit Alert

Will monitor your credit file each business day and alert you to any changes that may affect your creditworthiness or indicate identity fraud for $17.99/month (plus applicable taxes). Details
To order, please call 1-800-548-2610.