Tax-Free Savings Account (TFSA) Rates
TFSA Savings Account
(minimum investment $50)
| Amount | Interest Rates |
|---|---|
| Up to $5,500.00* | % |
| Over $5,500.00* | % |
* = Paid on the portion of the balance within each tier.
Rates are calculated on a per annum basis. Rates are subject to change without notice.
Rates are calculated on a per annum basis. Rates are subject to change without notice.
BMO Guaranteed Investment Certificate (GIC)
(minimum investment $1,000)
| Annual / Annual Compound Interest Payment Option |
$1,000 - $99,999 |
$100,000 - $249,999 |
$250,000 - $999,999 |
|---|---|---|---|
| 1 year - under 18 months | % | % | % |
| 18 months - under 19 months | % | % | % |
| 19 months - under 2 years | % | % | % |
| 2 years - under 3 years | % | % | % |
| 3 years - under 4 years | % | % | % |
| 4 years - under 5 years | % | % | % |
| 5 years - under 6 years | % | % | % |
| 6 years - under 7 years | % | % | % |
| 7 years exactly | % | % | % |
| 10 years exactly | % | % | % |
BMO Cashable RateRiser® GIC
(minimum investment $1,000)
| Years of Investment | 3 Year |
|---|---|
| 1st Year | % |
| 2nd Year | % |
| 3rd Year | % |
| Annual Compound Equivalent | % |
BMO RateRiser® Plus GIC
(minimum investment $1,000)
| Years of Investment | 2 Year | 3 Year | 5 Year |
|---|---|---|---|
| 1st Year | % | % | % |
| 2nd Year | % | % | % |
| 3rd Year | - | % | % |
| 4th Year | - | - | % |
| 5thrd Year | - | - | % |
| Annual Compound Equivalent | % | % | % |
BMO RateRiser® Max GIC
(minimum investment $1,000)
| Years of Investment | 3 Year | 5 Year |
|---|---|---|
| 1st Year | % | % |
| 2nd Year | % | % |
| 3rd Year | % | % |
| 4th Year | - | % |
| 5thrd Year | - | % |
| Annual Compound Equivalent | % | % |
BMO Short Term Investment Certificate
(minimum investment $1,000)
| Term | $1,000 - $24,999 |
$25,000 - $99,999 |
$100,000 - $249,999 |
$250,000 - $499,999 |
$500,000 - $999,999 |
|---|---|---|---|---|---|
| 30 - 59 days | % | % | % | % | % |
| 60 - 89 days | % | % | % | % | % |
| 90 - 119 days | % | % | % | % | % |
| 120 - 149 days | % | % | % | % | % |
| 150 - 179 days | % | % | % | % | % |
| 180 - 269 days | % | % | % | % | % |
| 270 - 359 days | % | % | % | % | % |
BMO Redeemable Short Term Investment Certificate
(minimum investment $1,000)
| Term | $1,000 - $24,999 |
$25,000 - $99,999 |
$100,000 - $249,999 |
$250,000 - $499,999 |
$500,000 - $999,999 |
|---|---|---|---|---|---|
| 364 days | % | % | % | % | % |
Rates and conditions subject to change without notice.

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