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Registered Retirement Income Fund (RRIF) Rates

BMO RIF Savings


Amount Interest Rates
Under $5,000 %
$5,000 -$24,999 %
$25,000 - $49,999 %
$50,000 or more %

BMO RIF Guaranteed Investment Certificate

(minimum investment $500)

Term Annual Compound Interest
12 - 17 months %
18 - 23 months %
24 - 35 months %
36 - 47 months %
48 - 59 months %
60 - 71 months %
72 - 83 months %
84 months exactly %
85 - 119 months %
120 - 179 months %
180 - 240 months %

Terms longer than 60 months are not insured by CDIC.

RIF Guaranteed Investment Certificates are offered by Bank of Montreal and Bank of Montreal Mortgage Corporation

Rates subject to change without notice.
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