I am a first-time home buyer
Congratulations on making the decision to become a first-time home buyer! Buying your first home is a big decision and a major financial commitment. Relax – BMO is here to help you every step of the way!
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Home buying 101
Your guided tour of the home-buying process
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Mortgage rates
Comprehensive, at-a-glance view of current mortgage rates for all BMO mortgages
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Mortgage default insurance
Buy a home with as little as 5% down
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Paying down my mortgage faster
Strategies to reduce your interest costs and make you mortgage-free years sooner
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New to Canada and buying a home?
We can help you find a new home in your new country
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Getting pre-approved
With a BMO pre-approved mortgage, you can go house-hunting with confidence
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Mortgage basics
What you need to know to find the right mortgage
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Mortgage insurance
Protect your family and your home with mortgage insurance
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Flexible mortgage options
Innovative solutions that can make your life easier
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First-time buyer resources
Mortgage Calculators, worksheets, and other helpful resources

Yes, please take me to the U.S. site
No, I would like to stay on the Canadian site











