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Mortgages
It doesn’t matter if you are a first-time home buyer or a current homeowner; you want to feel confident that you’ve chosen the right mortgage. We can help. Whether you want to discuss mortgage financing options, calculate the lending costs of your mortgage, or need guidance to understand the next steps, you can count on our home mortgage expertise.
Mortgage Rates & Options
Looking for a short- or long-term mortgage, variable or fixed rate mortgage, open or closed mortgage? We have a wide range of mortgage options and rates to meet your home financing needs.
*Terms and Conditions| BMO Rates (APR*) | |
|---|---|
| Fixed 5 year low rate (closed) |
% |
| Variable 5 year (closed) |
% |
| View more rates | |
5 Year Fixed Low-Rate Mortgage. Only from BMO.
Our award-winning Low-Rate Mortgage* lets you save thousands in interest, so you can be mortgage free sooner.
Refinancing Your Home
The equity you've built up in your home is a powerful tool. By leveraging this equity, you can refinance your home to help you reach other important goals or bridge a temporary gap in your cash flow.
Other Financing Options
Mortgage Calculators & Tools
We have a wealth of resources perfect for the first, second or even third time home buyer.
- Mortgage Calculators
- Mortgage Worksheets
- Mortgage Glossary
Determine what your mortgage payments will be and what you can afford with our free online mortgage calculators.
Below you'll find helpful tips and worksheets to guide you through all stages of the home-buying process.
Check the meaning of mortgage terms quickly and easily.
Contact Us
Have questions about our competitive mortgage rates?
Call us at 1-877-CALL BMO to book an appointment or visit a local branch.
Or, locate one of our mobile Mortgage Specialists who can meet you when and where it's convenient for you.
Start Your Mortgage Pre-approval
Please complete this short online form to help us understand your needs and a Mortgage Specialist will contact you within one business day.
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Buying a home for the first time is exciting and getting the right mortgage advice matters.
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With a wide range of mortgage options, competitive mortgage rates, and expert mortgage advice, switching your mortgage to BMO is easy to do.
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This is a great opportunity to revisit your financial goals and find a mortgage solution that makes sense for you.
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Buying a new home means revisiting your mortgage needs. No matter what you're looking for, we can help.
Complete your application online and we will contact you within two business days to follow-up with you.
In just a few easy steps, choose the date, time and branch to book an appointment that works with your schedule.
| 5 Year Low Rate Mortgage (closed) |
% APR** |
| Prime Rate | % |
| Smart Saver | % |
