Change Language | Region*
American flag

*Products and services featured on our websites are only available to residents of the selected country.

Set your homepage
    Set your homepage

HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Personal Line of Credit

Your personal cash reserve for whatever you need or want.
  • One time application provides a lifetime of credit up to your available limit
  • Starting at $5,000
  • Offers you a variable interest rate
  • Minimum monthly payment is only 2% of the outstanding balance or $50, whichever is greater
  • Convenient access to funds through Line of Credit cheques. And, if you have a BMO® Everyday Banking account, you have access through ATM, online banking or telephone banking.
  • Pay it off in full without penalty
  • Itemized monthly statement

Questions? Ready to Apply?
Book your own appointment. Get Started.
Mortgage Rates
5 year Low Rate (closed) Special Rate
Prime Rate
Prime Rate %