BMO Bank of Montreal

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GIC List

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Term Investment Products


Product Name	Rate	Term	Plan Eligibility	Compare GICs

Cashable Investments
BMO Redeemable Short-Term Investment Certificate		364 days	RESP / TFSA / RDSP
BMO AIR MILES®† GIC		364 days
BMO Variable Rate GIC		364 days
BMO Term Deposit Receipt		1 day to 5 years	RSP
BMO Cashable RateRiser® GIC		3 years	RSP / RESP / TFSA / RDSP
BMO RateRiser® Plus GIC		2, 3 or 5 years	RSP / RESP / TFSA / RDSP
BMO RateOptimizer® Plus GIC		Five year initial term, with annual blend and extend	RSP
Non-Cashable Investments
BMO Guaranteed Investment Certificate (GIC)		6 months to 20 years	RSP / RESP / RIF / TFSA / RDSP
BMO Short-Term Investment Certificate		30 to 359 days	RESP / TFSA / RDSP
BMO RateRiser® Max GIC		3 or 5 years	RSP / RESP / TFSA / RDSP
BMO RateOptimizer® Max GIC		Five year initial term, with annual blend and extend.	RSP
Income Generating
BMO Income Generator™		5 years
BMO Progressive GICs
BMO Blue Chip GIC		1 year	RSP
BMO Fund Linked GIC		1.5 years	RSP
BMO Return Enhancing GIC		2 years	RSP
BMO Select GIC		3 years	RSP
BMO Smart Return GIC		3 years	RSP
BMO Canadian Market GIC		3 years	RSP
BMO Growth GIC		4 years	RSP
BMO Top Performing Portfolio GIC		5 years	RSP
US Dollar Investment Certificates
BMO US$ Redeemable Short-Term Investment		364 days
BMO US$ Term Deposit Receipt		30 days to 5 years
BMO US$ Fixed-Term Deposit		1 day to 5 years