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BMO MasterCard Travel and Medical Protection – Annual Coverage

Year-round coverage whenever and wherever you travel

You have enough to worry about when you're planning a trip. With BMO MasterCard Travel and Medical Protection, you're always covered – with the payments charged conveniently to your credit card.

Affordable Protection

Options not available to residents of Quebec.

Basic Coverage

BMO Travel Protection - $35*/year

  • Collision damage waiver insurance for car rentals
  • Up to $500,000 in common carrier accidental death and dismemberment insurance**
  • Unexpected return home and trip assistance
  • Unlimited number of trips per year

BMO 17 Day Medical Protection - $70*/year

Must be under age 65

  • Up to $2 million reimbursement for eligible costs, including emergency hospital, ambulance and medical expenses
  • Up to $5,000 towards the cost of a Private Duty Nurse
  • Up to $2,000 per family member towards emergency dental expenses
  • Emergency air transportation by air ambulance to the nearest appropriate medical facility or to a Canadian hospital
  • Year-round coverage for trips up to 17 days in length
  • Unlimited number of trips per year

Comprehensive Coverage

BMO Travel Protection with Trip Cancellation – $80*/year

  • Collision damage waiver insurance for car rentals
  • Up to $500,000 in common carrier accidental death and dismemberment insurance**
  • Up to $2,500 per family member and $5,000 per account towards costs associated with trip cancellation
  • Up to $2,000 per family member towards costs associated with trip interruption or trip delay
  • Up to $750 per trip, per family member towards costs associated with baggage delay, loss or damage
  • Up to $500 per account per trip towards costs associated with delayed flights
  • Unexpected return home and trip assistance
  • Unlimited number of trips per year

BMO 31 Day Medical Protection– $110*†/year

Must be under age 65

  • Up to $2 million reimbursement for eligible costs, including emergency hospital, ambulance and medical expenses
  • Up to $5,000 towards the cost of a Private Duty Nurse
  • Up to $2,000 per family member towards emergency dental expenses
  • Emergency air transportation by air ambulance to the nearest appropriate medical facility or to a Canadian hospital
  • Year-round coverage for trips up to 31 days in length
  • Unlimited number of trips per year

Total Coverage

BMO Total Travel and Medical Protection - $129*/year - Save over $60/year!

  • Enjoy complete peace of mind with both BMO 31 Day Medical Protection and BMO Travel Protection with Trip Cancellation
  • Save over $60 every year compared to the combined $190/year price
  • Protects you and your family for an unlimited number of trips per year
Age (Cardholder and Spouse) Annual Fee
Under 65 $129
65-69 $329
70-74 $459



*Full details of coverage, limitations and exclusions are available in the insurance certificate that will be sent to you upon enrolment. Insurance benefits provided by Allianz Global Risks US Insurance Company. Options not available to residents of Quebec.
**Common Carrier Accidental Death and Dismemberment Insurance is provided by Chubb Insurance Company of Canada.