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Smart Saver Account

Earn more money on your savings

The BMO Smart Saver Account is perfect for building up your rainy day fund. Earn our highest savings account interest rate on every dollar you save and enjoy the convenience of opening the account and doing your banking online.




Account features for smarter saving

  • Earn our highest savings account interest rate starting with a balance of just $5,0001
  • All deposits and transfers into your BMO Bank Account are free.
  • One free online, ABM or telephone banking transfer from your Bank Account per month2
  • One monthly statement for all your Bank Accounts3
  • Optional paperless statement – go green and cut out clutter by viewing your account statements online
Terms and Conditions

Earn AIR MILES reward miles

  • Earn 25% Bonus AIR MILES reward miles, up to 100 reward miles per month, when you make purchases with your Gold AIR MILES MasterCard and you maintain a combined balance of $5,000 across all your Everyday Banking accounts per month4
Terms and Conditions