Tap & Go with MasterCard®* PayPass™*
Now you can pay without having to swipe or insert your card. Wherever you see the PayPass symbol just Tap &Go™* with your BMO MasterCard with PayPass.
Why PayPass?
Now there's a more convenient way to pay. PayPass is perfect for purchases at the movie theatre, grocery store, coffee shop or gas station, and can be used anywhere PayPass is accepted.
It's Convenient
MasterCard PayPass is a payment feature included on BMO credit cards¹ for no additional fee. PayPass lets you pay for your purchases at merchants with PayPass terminals without having to swipe your card. Simply "Tap" your BMO MasterCard with PayPass on the terminal and away you "Go".
Visit mastercard.ca for a complete list of PayPass merchants
It's Rewarding
If you earn rewards on your BMO credit card, you'll continue to earn rewards on your PayPass purchases.
It's Secure
Your BMO MasterCard with PayPass never leaves your hand, so you'll have greater peace of mind. PayPass transactions have a very limited range requiring the card to be waved or tapped close to the reader for increased security. And, you'll continue to receive the same level of security with Zero Liability on unauthorized purchases², lost or stolen card replacement, Extended Warranty Insurance, Purchase Protection and IDefence®‡ - your protection against identity theft.
It's Fast and Easy
PayPass purchases speed up the payment process – your card never leaves your hand and in most cases no signature is required.
Don't have a BMO MasterCard?
Find the card that's right for you:
How does PayPass work?
Your BMO MasterCard with PayPass uses technology that communicates with the MasterCard PayPass terminal. When you wave or tap your card against the terminal, payment details are wirelessly transmitted and your transaction is automatically completed. The PayPass feature has a very limited range requiring the card to be waved or tapped close to the reader for increased security.
Some merchants may forego giving receipts in the interest of speed and convenience. You can request a receipt if you prefer.
PayPass transactions appear on your BMO MasterCard statement.
Why Mobile PayPass?
Experience a smarter, faster way of paying using your mobile phone and get email transaction notifications on all your purchases.
How it Works
The Mobile PayPass Tag¹ communicates wirelessly with the PayPass terminal. Stick it to the back of your mobile device and you're ready to Tap &Go™* – anywhere PayPass is accepted.
Don't have a BMO MasterCard? Find the card that's right for you.
Order your Mobile PayPass Tag once you receive your BMO credit card.
It's Convenient
Making small purchases is fast and hassle-free. Simply "Tap &Go" and you're on your way! Register to have detailed email transaction notifications sent to you when a Mobile PayPass Tag transaction has been completed.
It's Rewarding
If you earn rewards on your BMO credit card, you'll continue to earn rewards with your Mobile PayPass purchases.
It's Secure
Secure encryption technology makes your Mobile PayPass Tag as safe as your regular credit card. Plus your phone never leaves your hand when making a purchase. And, you'll continue to receive the same level of security with Zero Liability on unauthorized purchases², lost or stolen card replacement, Extended Warranty Insurance, Purchase Protection and IDefence®‡ - your protection against identity theft.
FAQ's
If registering for email Transaction Notification please review BMO's Electronic Banking and Services Agreement prior to calling.

Yes, please take me to the U.S. site
No, I would like to stay on the Canadian site










