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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO
Every BMO MasterCard® comes loaded with these valuable features:

Access to funds when you need them

  • Worldwide acceptance: Your BMO MasterCard is accepted at more than 30 million locations worldwide
  • Cash advances: With your BMO MasterCard, you can get a cash advance from any BMO Bank of Montreal® branch or at more than 1 million Automated Teller Machines1 (ATMs) worldwide. Find your local BMO ATM.
  • Pay bills automatically: BMO PowerSwitch® allows you to pay bills automatically with your BMO MasterCard. It’s safe, secure and saves you the inconvenience of contacting each biller directly. Here’s a demo that explains the ease of PowerSwitch®. Login to Online Banking now to get started.
  • MasterCard®* PayPass®*: A quick, easy way to pay for small purchases without having to swipe your card! Simply "tap" your card and "go" wherever you see the MasterCard PayPass® Tap & Go™* symbol2.
  • BMO MasterPass : the safe, simple & smart new way to checkout online.

Online account access:

Access your account information whenever you need to, from wherever you log on. Sign in to BMO Online Banking using your BMO debit or credit card number (or follow the simple steps to register your card).

Toll-free customer service:

Call 1-800-263-2263 toll-free for helpful customer service in English, French, Cantonese or Mandarin.

BMO MoneyLogic:

This free, online budgeting and money-management tool – available to BMO MasterCard and Everyday Banking customers – allows you to track your BMO credit card and banking transactions and set savings goals and spending budgets. To start taking control of your finances with BMO MoneyLogic, just sign into Online Banking.

Planning a trip? Eliminate the last-minute scramble for insurance coverage by adding any of these comprehensive travel or insurance options to your BMO MasterCard® account. Whether you travel within Canada or abroad, you're covered year round.

For more information on these BMO MasterCard insurance and protection options, please call 1-800-263-2263.

BMO Total Travel and Medical Protection - $129*/year (Save over $60/year)
BMO Medical Protection (Must be under age 65)
BMO Travel Protection with Trip Cancellation - $80*/year
BMO Travel Protection - $35*/year
BMO Roadside Assistance3
BMO pay-as-you-go RoadAssist

Feel secure and protected wherever you are with the exclusive security features and added protection that comes with your BMO MasterCard®.

Security features

Chip technology
MasterCard SecureCode

Added protection

Extended Warranty
Purchase Protection
Zero Dollar Liability
Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service*
Identity Theft Assistance

Additional options

BMO MasterCard®* Balance Insurance - $0.94 per $100 (plus applicable taxes) of your monthly statement balance
IDefence Plus
How do I access my BMO MasterCard account via online banking?
How do I activate my new card?
How do I change the credit limit on my card?
Can I pay bills automatically with my card?
How do I add another cardholder to my account?
Can I change my PIN? How do I do that?
Where can I get a cash advance?
What are my options for a lower interest rate?
Is there coverage available to protect my card balance?
  • Call 1-800-263-2263
    Mon-Sat: 8a.m. - 12a.m. (ET)
    Sun: 10a.m. - 12a.m. (ET)
  • Lost or stolen card?
  • Find a branch near you