Yes, please take me to the U.S. site
No, I would like to stay on the Canadian site
Fly sooner by earning more rewards on ALL MasterCard purchases with our highest earning rate:
- Stretch your AIR MILES reward miles with our 25% flight discount
- FREE BMO World MasterCard Travel Protection
BMO Credit Cards
Know the features you want? Select & Compare from the list below to find a card that's right for you or try our short quiz to find what you're looking for.
Select your MasterCard®* type:
Narrow your search (choose all that interest you):
Showing 9 cards meeting your criteria | Select up to 3 cards to start comparing.
Card recommendations are based on the income you
provided earlier (clear) 
Good Choice
Not Ideal
- $99
Annual Fee - 19.9%
Interest Rate - 1/$15
Reward Miles
Good Choice
Not Ideal
Our most popular MasterCard helps turn your everyday purchases into rewards:
- Pay no annual fee
- Collect valuable AIR MILES reward miles every time you use your credit card
- $0
Annual Fee - 19.9%
Interest Rate - 1/$20
Reward Miles
Good Choice
Not Ideal
Experience true travel freedom – and get 15,000 welcome bonus points; that's equivalent to a $285 travel credit to use right away:
- Our exclusive, no-hassle travel rewards cover ALL flight charges, including taxes
- Enjoy best-in-class travel insurance
- $150
Annual Fee - 20.5%
Interest Rate - 1/$1
BMO Rewards
Good Choice
Not Ideal
Reward yourself each time you shop!
- Redeem for travel, merchandise, gift cards or charitable donations
- No blackout periods on travel
- $35
Annual Fee - 19.9%
Interest Rate - 1/$2
BMO Rewards
Good Choice
Not Ideal
Our biggest cash rebate- 1.25% back to your MasterCard:
- Get an annual cash credit on your account – $1.25 back for every $100 in card purchases
- FREE BMO World MasterCard Travel Protection
- $79
Annual Fee - 19.9%
Interest Rate - 1.25%
CashBack
Good Choice
Not Ideal
It's a win-win: Pay no fee and get CashBack from every purchase.
- Pay no annual fee
- Earn an annual rebate on your account – $1 back for every $200 you spend
- $0
Annual Fee - 19.9%
Interest Rate - 0.5%
CashBack
Good Choice
Not Ideal
A convenient way to shop and travel – or buy online – in the U.S.:
- No exchange-rate surprises – U.S. purchases are charged in U.S. dollars
- Enjoy added protection: Double the original manufacturer's warranty on your purchases, PLUS your items are protected from theft or damage for 90 days
- US$35
Annual Fee - 19.9%
Interest Rate
Good Choice
Not Ideal
No frills, just savings:
- Pay no annual fee
- Enjoy BMO's lowest interest rates – 17.5% (no fee) or 11.9% (for $20/year)
- $0
Annual Fee - 17.5%
Interest Rate
Good Choice
Not Ideal
A safe and convenient alternative to cash or travellers cheques:
- It's easy to reload, and you get the benefits of a credit card without paying interest
- Zero dollar liability protects you from unauthorized use
- $6.95
Annual Fee - n/a
Interest Rate
- Call 1-800-263-2263
Mon-Sat: 8a.m. - 12a.m. (ET)
Sun: 10a.m. - 12a.m. (ET) - Lost or stolen card?
1-800-361-3361 - Find a branch near you
