HomePersonal BankingSmall BusinessCommercialCorporate & InstitutionalAbout BMO
BMO BCIT SPC MasterCard
Support ongoing and new Alumni and Student Programs, and the building of the scholarship and bursary Fund.
Choose a rewards program:

SPC AIR MILES




Double your Student benefits


SPC CashBack




Double your Student benefits


Features
Discounts at hundreds of Student Price Card retailers & pay no annual fee
Discounts at hundreds of SPC Card retailers & pay no annual fee
1 AIR MILES reward miles for every $20 spent 1

0.5% CashBack on card purchases 1
1.25 x reward miles at Shell2 and 1.5 x reward miles at National Car Rental & Alamo Rent A Car 3
1.25 x reward miles at Shell2 and 1.5 x reward miles at National Car Rental & Alamo Rent A Car 3
Annual fee, interest rate & payment grace days
No annual fee 5
No annual fee 5
19.5% interest rate 5 (or 12.9% for $45/year)
19.5% interest rate 5 (or 12.9% for $45/year)
21 payment grace days 5
21 payment grace days 5






Get discounts at hundreds of SPC Card retail & restaurant locations across Canada.
Start earning AIR MILES reward miles on every purchase you make.

  • Double your student benefits and pay no annual fee
  • 10 -15% discount at hundreds of SPC Card retail locations nationwide
  • Save the annual SPC Card fee every year
  • Register your SPC Card number at spccard.ca for extra weekly deals
  • 1 AIR MILES reward mile for every $20 in card purchases 1
  • 1.25x reward miles at Shell locations in Canada 2
  • 1.5x reward miles at National Car Rental & Alamo Rent A Car worldwide 3
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide 4
  • 3x reward miles at Triple Rewards Plus merchants 6

Redeem reward miles for movie tickets, the latest gadget, or tickets to an upcoming show. You can redeem for as few as 30 reward miles. Plus, benefit from exclusive savings and deals at a variety of SPC Card retailers across Canada from fashion and accessories, to food and entertainment to travel and more. Just use the card to pay for your purchases at participating SPC Card retailers to receive the discount.

  • No annual fee 5, additional cards free
  • 19.5% interest rate 5 or 12.9% interest rate for an additional $45/year
  • 21 payment grace days 5

Credit Cards 101 – what you need to know

FAQ

Included features

  • Extended Warranty and Purchase Protection 7
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM§ - Identity Theft Assistance
  • MasterCard SecureCodeTM*
  • Zero Dollar Liability 8
  • Worldwide acceptance at nearly 30 million locations
  • And more…

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Important Information
Pricing Policy
Cardholder Agreement
Terms & Conditions

back

Get discounts at hundreds of SPC Card retail & restaurant locations across Canada and earn CashBack on every dollar you spend.

  • Double your student benefits and pay no annual fee
  • 10 -15% discount at hundreds of SPC Card retail locations nationwide
  • Save the annual SPC Card fee every year
  • Register your SPC Card number at spccard.ca for extra weekly deals
  • 0.5% CashBack on every card purchase 1 – that's $1 back for every $200 you spend every year
  • 1.5% CashBack at Shell locations in Canada 2
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide 3
  • Up to 25% discount at National Car Rental & Alamo Rent A Car locations worldwide 4

Every year you'll receive a CashBack rebate on your account. For example, if you spend $3,600 in card purchases in one year, 0.5% CashBack will give you an $18 credit on your account. Plus, you benefit from exclusive savings and deals at a variety of SPC Card retailers across Canada from fashion and accessories, to food and entertainment to travel and more. Just use the card to pay for your purchases at participating SPC Card retailers to receive the discount.

  • No annual fee 5, additional cards free
  • 19.5% interest rate 5 or 12.9% interest rate for an additional $45/year
  • 21 payment grace days 5

Credit Cards 101 – what you need to know

FAQ

Included features

  • Extended Warranty and Purchase Protection 6
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM§ - Identity Theft Assistance
  • MasterCard SecureCodeTM*
  • Zero Dollar Liability 7
  • Worldwide acceptance at nearly 30 million locations
  • And more…

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Important Information
Pricing Policy
Cardholder Agreement
Terms & Conditions

back