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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO
BMO United Utility Workers Association MasterCard
Get the card that shows your union pride.
Choose a reward program:
AIR MILES World Limited time offer: Earn up to 2,000 AIR MILES reward miles*
Good Choice
Not Ideal
No Fee AIR MILES Limited time offer: Earn 400 AIR MILES reward miles*
Good Choice
Not Ideal
CashBack World Our biggest cash rebate
Good Choice
Not Ideal
No Fee CashBack CashBack with every purchase
Good Choice
Not Ideal
Annual Income Requirement
Minimum $60,000 (individual) or $100,000 (household) income required
 
Minimum $60,000 (individual) or $100,000 (household) income required
 
Good Choice cards based on the income you provided (clear) click for more information
Features
1 AIR MILES reward mile for every $15 spent 1 and a 25% discount on all AIR MILES flights worldwide2
1 AIR MILES reward mile for every $20 spent1 & pay no annual fee 3
1.25% CashBack - that's $1.25 cash back for every $100 spent on the card1
0.5% CashBack - Get cash back on every dollar you spend and pay no annual fee
1.25x reward miles at Shell7, and 2x reward miles at National Car Rental & Alamo Rent A Car8
1.25x reward miles at Shell5, and 1.5x reward miles6 at National Car Rental & Alamo Rent A Car
3% CashBack at Shell 7, National Car Rental & Alamo Rent A Car8
1.5% CashBack at Shell 5, National Car Rental & Alamo Rent A Car 8
Includes BMO World MasterCard Travel Protection and Concierge Service
Includes BMO World MasterCard Travel Protection and Concierge Service
Annual fee, interest rate & payment grace days
$99 annual fee 5
No annual fee 3
$79 annual fee 5
No annual fee 3
19.9% interest rate 5
19.9% interest rate 3
19.9% interest rate 5
19.9% interest rate 3
21 payment grace days 5
21 payment grace days 3
21 payment grace days 5
21 payment grace days 3
 
 
 
 
Annual Income Requirement:

$60,000 individual income or $100,000 household income

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

Stretch your AIR MILES and fly sooner with the our exclusive 25% flight discount

  • Limited time offer: Earn up to 2,000 bonus AIR MILES reward miles. Get 1,000 bonus AIR MILES reward miles after your first card purchase. Earn an additional 1,000 bonus reward miles when you spend $1,000 in the first three months.*
  • Earn faster: 1 AIR MILES reward mile for every $15 you spend on the card1
  • Exclusive 25% discount: Use 25% fewer reward miles when you redeem for any AIR MILES flight worldwide, with no blackout periods2
  • BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance3
  • Free extended warranty and purchase protection4
  • Concierge Service, with 24-hour access to travel, dining, leisure and entertainment recommendations and reservations
  • Zero Dollar Liability: protects you from unauthorized use of your credit card6
  • Earn 1.25x reward miles at Shell®‡‡ locations in Canada7
  • Earn 2x reward miles8 and get up to 25% off rentals9 at National Car Rental®†† & Alamo Rent A Car®** locations worldwide
  • Worldwide acceptance at over 30 million locations
  • 19.9% interest rate, $99 annual fee5

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Cardholder Agreement
Terms & Conditions

back

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

Reward yourself. Start earning AIR MILES reward miles on your card purchases.

  • Limited Time Offer: Earn 400 Bonus AIR MILES reward miles after your first card purchase.*
  • Earn fast: 1 AIR MILES reward mile for every $20 in card purchases1
  • “Double dipping”: Collect even more reward miles when you show your AIR MILES collector Card and use your BMO MasterCard at AIR MILES Sponsors
  • Free extended warranty and purchase protection2
  • Zero Dollar Liability: protects you from unauthorized use of your credit card4
  • Earn 1.25x reward miles at Shell ®‡‡ locations in Canada5
  • Earn 1.5x reward miles6 and get up to 25% off rentals7 at National Car Rental ®†† & Alamo Rent A Car ®** locations worldwide
  • 19.9% interest rate, No annual fee3

Included features

Optional Features including Balance Insurance & Medical Protection

Cardholder Agreement
Terms & Conditions

back

Annual Income Requirement:

$60,000 individual income or $100,000 household income

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

Our biggest cash rebate. 1.25%. Plus get free help on the road.

  • An annual rebate to your credit card: $1.25 cash back for every $100 spent on your card1
  • Free roadside assistance, including battery boosts, flat tire change, lock-out service and towing (a $69/year value2 )
  • BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance3
  • Free extended warranty and purchase protection4
  • $79/year annual fee5
  • Concierge Service, with 24-hour access to travel, dining, leisure and entertainment recommendations and reservations
  • Zero Dollar Liability: protects you from unauthorized use of your credit card6
  • Earn 3% CashBack at Shell ®‡‡ locations in Canada7
  • Earn 3% CashBack8 and get up to 25% off rentals9 at National Car Rental ®†† & Alamo Rent A Car ®** locations worldwide
  • Worldwide acceptance at over 30 million locations
  • 19.9% interest rate5

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Cardholder Agreement
Terms & Conditions

back

Good Choice
based on your income level provided (clear)
Not Ideal
based on your income level provided (clear)

It's a win-win: Pay no fee and get CashBack® with every credit card purchase

  • An annual rebate to your credit card: $1 cash back for every $200 spent on your card 1
  • Free extended warranty and purchase protection 2
  • No annual fee 3, additional cards free
  • Zero Dollar Liability: protects you from unauthorized use of your credit card 4
  • Earn 1.5% CashBack at Shell ®‡‡ locations in Canada 5
  • Earn 1.5% CashBack 6 and get up to 25% off rentals 7 at National Car Rental ®†† & Alamo Rent A Car ®** locations worldwide
  • Worldwide acceptance at over 30 million locations
  • 19.9% interest rate3

Included features

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Cardholder Agreement
Terms & Conditions


back