HomePersonal BankingSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Dealership Finance

Meeting the specialized financial needs of dealership and vehicle leasing companies

BMO Bank of Montreal's Dealership Finance team is dedicated to meeting the unique needs of dealerships and vehicle leasing companies. Our team of professionals is located across the country, has deep industry expertise, and understands your business. We tailor financial solutions to meet your needs allowing you to remain focused on what matters most - your business. Through our BMO Financial Group partners, we offer you a full spectrum of capabilities: capital to support growth, expansion, acquisition, succession, recapitalization or real estate; competitive retail financing for your customers; cash and interest rate risk management; loan syndications; and equity and debt capital markets alternatives. As well, through our Private Client Group, we are able to provide an integrated approach to your personal financial needs including private banking, wealth management, and succession planning.

BMO has an established commitment to the Vehicle Finance business. A national team with a major presence in all major markets. More than 40 relationship managers who focus on commercial relationships managed by senior bankers with extensive industry experience. Over 30 business development managers who cater to the CSC needs of our dealership customers. Proven Support. BMO Bank of Montreal is committed to dealership finance, having established a dedicated dealership financing group dating to the early 1980’s.

Single Point of Contact. We provide creative financial solutions and the right resources through a single point of contact (your Dealership Finance Relationship Manager) which allows you to remain focused on what matters most – your business.

Dedication. Our Relationship Managers are dedicated exclusively to the Dealership Finance business and work hard to understand the unique needs of your business and the local competitive environment.

Reliability. With over 25 years of uninterrupted dealership finance service, we have been involved in the industry through many business cycles.

Creative solutions. Our specialists are backed, not only by BMO Bank of Montreal’s long standing commitment to the industry, but also by a BMO team of professionals available to meet your business and personal banking requirements. Cash management, group banking, wealth management, succession planning and a host of other critical services are ready to be addressed by our team of dedicated professionals.


Products and Services

Floor planning, operating lines and wholesale lease loans, and real estate and equipment loans.

Our Core products to meet your dealership financing needs:

Operating Loans

to meet your day-to-day liquidity needs in exact dollar amounts to minimize borrowing costs.

Floorplan Loans

to finance your vehicle inventory including flexibility to meet your seasonal requirements. Excess funds can be applied against flooring loans to reduce interest expense.

Wholesale Lease Loans

to finance your leased vehicle portfolio that are not limited to certain vehicle model types and feature a floating interest rate with the option to fix.

Term Loans

to finance a wide range of needs – from fixed asset purchases to renovation and construction of premises- are available with flexible rate, term, and amortization periods to best meet your needs.

Investment Capital

to support acquisitions, recapitalization, growth and succession planning, including subdebt, mezzanine financing and private equity.

Retail Financing

at competitive interest rates along with consistent and prompt loan adjudication to help your customer purchase your product.

Portfolio

Find out how we have helped clients with solutions.

Dealership Financing Services tailored to meet the needs of:


  • Franchised New Vehicle Dealerships
  • Vehicle Leasing Companies
  • Daily Rental Companies
  • RV & Marine Dealerships
  • Truck Dealerships

Contact Us

How to contact our team and offices.

Robert Sadokierski
Vice President
robert.sadokierski@bmo.com

Robert Sadokierski leads the Dealership Finance business for BMO Bank of Montreal. He has extensive experience with domestic and international institutions in corporate and structured finance, as well as strategic alliances where he sits on the Boards of large financial service companies. Robert holds a BComm., MBA as well as a CGA designation.

Edward Jefferies
Managing Director
Ontario and Atlantic Canada
edward.jefferies@bmo.com

Edward Jefferies is a Managing Director of Dealership Finance and is responsible for overseeing the market in Ontario and Atlantic Canada. Ted has been with BMO Financial Group since 1987 and has extensive experience in commercial banking and various leadership roles. Prior to assuming his current role, Ted was a Senior Relationship Manager with geographic coverage responsibility for the Ontario and Atlantic regions. Ted holds a Masters of Business Administration from University of Toronto and a Bachelor of Arts from McMaster University in Political Science.

Sal Massara
Managing Director
Ontario
sal.massara@bmo.com

Sal Massara is Managing Director of Dealership Finance and is responsible for overseeing the Group’s business in the Ontario Regional District. Sal has over 20 years experience in a variety of senior roles in the Automotive Sector. He has extensive management experience with market leading OEM’s and related captive finance organizations where his responsibilities included Dealership Finance, Business Operations, Treasury and General Management. Sal holds a B.Comm., MBA as well as a CGA designation.

Richard Lajeunesse
Managing Director
Quebec
richard.lajeunesse@bmo.com

Richard Lajeunesse is a Managing Director of Dealership Finance and is responsible for overseeing the Group’s activities in Quebec. Richard is a CFA charter holder, has a M.Sc. in Applied Economics from HEC Montreal, B.Sc. (Econ), as well as an LL.L from the University of Ottawa, and is also a member of the Quebec Bar. Richard has over 15 years of diversified experience in the banking industry.

Martin Juliebo
Managing Director
Prairies
martin.juliebo@bmo.com

Martin Juliebo is the Managing Director of BMO Dealership Finance and is responsible for the Dealership Finance business in the Prairie Provinces (Alberta, Saskatchewan & Manitoba). Martin holds a Bachelor of Commerce degree from the University of Calgary. Martin has been with BMO Financial Group since 1997 and has extensive experience in retail banking, commercial banking and various leadership roles. Prior to assuming his present role, Martin spent the last four years working various roles within the BMO Dealership Finance team within the Prairies.

Bradley Warren
Managing Director
British Columbia
bradley.warren@bmo.com

Bradley Warren is a Managing Director of Dealership Finance and is responsible for overseeing the market in Western Canada. Bradley holds a Bachelor of Commerce degree from the University of Bombay and has over 20 years of diversified banking experience both domestic and international.

Offices:
Toronto Head Office 5750 Explorer Drive 3rd Floor,
Mississauga, Ontario
L4W 0B1
Calgary First Canadian Centre
350 - 7th Avenue SW., 9th Floor
Calgary, Alberta
T2P 3N9
Edmonton Edmonton Main Branch 10199 - 101
Street, 5th Floor
Edmonton, Alberta
T5J 3Y4
Montreal 105 Saint-Jacques
3rd Floor
Montreal, Quebec
H2Y 1L6
Vancouver First Bank Tower
595 Burrard Street, 6th Floor Vancouver,
British Columbia
V7X 1L7