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Product Responsibility

Our Approach

At BMO, we promise all of our customers a great experience and the clarity they’re looking for to help them make the right financial decisions. We ensure that all new products and services align with consumer protection laws and regulations, FirstPrinciples: Our Code of Conduct as well as voluntary codes of conduct. And we aim to make it easier for customers to do business with us through an integrated national network of BMO Bank of Montreal branches, telephone banking, online banking and ATMs, along with the expertise of our mortgage specialists and financial planners.

Responsible Products/Services


BMO Eco Smart MortgageTM

BMO offers the BMO Eco Smart Mortgage, a 5-year, fixed closed mortgage with a market-leading rate, to reward customers for making smart choices for their home and the environment. To qualify, a home must meet the energy-efficiency criteria outlined in the BMO Eco Smart Mortgage checklist, as confirmed by a third-party appraiser or energy auditor arranged by BMO.

For further information or to download the checklist, go to: BMO Eco Smart Mortgage


AIR MILES® My Planet®

AIR MILES My Planet logoBMO Gold AIR MILES MasterCard customers receive a 25% discount1 on the number of reward miles required to redeem for AIR MILES My Planet Rewards. These rewards include over 140 environmentally sustainable products and services available through the AIR MILES My Planet program (go to www.airmiles.ca/myplanet).

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1If you have the BMO Gold AIR MILES MasterCard, when you redeem AIR MILES reward miles for an AIR MILES® My Planet® Reward you will receive a 25% discount from the number of AIR MILES reward miles you would ordinarily require.

® ™ Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Bank of Montreal.


Affinity cards

MasterCard  - Canadian Forestry card
BMO Canadian Forestry Association MasterCard

BMO MasterCard offers affinity cards that are dedicated to environmental and social associations. Every time the affinity card is used to make a purchase, BMO makes a payment to the association at no additional cost to the customer. For information on BMO’s affinity cards, go to: Affinity Cards

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