95,000 Conference Credits from eligible BMO® Insurance products and a minimum of 10 settled insurance applications during the Qualifying Period.
85,000 Conference Credits from eligible BMO® Insurance products and a minimum of 100 settled insurance applications during the Qualifying Period.
To see your total conference credits to date and a summary of qualification criteria, sign in to your account.
We will inform you of any new eligible products added to the list during the Qualifying Period. Eligible Products will not include business settled by independent advisors on their own life, or that of their immediate families.
Independent advisors contracted with BMO Life Assurance Company (BMO Insurance) are eligible to participate. To be eligible to receive an invitation to the conference, a Qualifier must hold a valid life insurance license, achieve the minimum stated qualification requirements as previously outlined, and maintain their BMO Insurance contract in force at the time of travel.
All eligible participants must support industry and regulatory guidelines including full disclosure to their customers of participation in the BMO Insurance conference.
All Qualifiers must meet the Company's standard persistency rate for business retention of no less than 85%. Eligible Products must be settled between January 1, 2012 and December 31, 2013 and must remain in force up to the date of the conference.
All Qualifiers may invite a companion (e.g. spouse) to accompany them for the duration of the trip.
Attendance at the conference is by invitation from BMO Life Assurance Company. Conference invitations are discretionary awards in recognition of Qualifiers efforts and are not earned benefits. Your conference companion is the only person permitted to accompany you. The conference will have a business focus and therefore, children are not permitted to attend the conference.
Qualifiers and their guests must be prepared to travel in the manner set forth by BMO Insurance. While personal itineraries will be taken into consideration whenever possible, any additional expenses related to such itineraries will be the sole responsibility of the Qualifier. A Qualifier, who for any reason is unable to attend the conference as awarded, is not entitled to any other compensation, or to substitute in his/her stead any other person.
The non-business portion of the conference must be reported for tax purposes. After the completion of the conference, BMO Insurance will issue each Qualifier a letter detailing the taxable benefit breakdown. All taxes are your responsibility and you are responsible to report this.
BMO Insurance reserves the right not to invite any person whose attendance would, in BMO Insurance judgement, be inappropriate for any reason.
BMO Insurance reserves the right to change the dates and location(s) of the conference.
BMO Insurance reserves the right to withdraw this program completely based on industry and/or regulatory decisions and trends.
BMO Insurance will be the final authority as to the interpretation of these rules.
