BMO Ascend World Elite®* Mastercard®*
Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.1
5x the points for every $1 spent on eligible travel purchases2a,2b, 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments2a,2b, 1 point for every $1 spent everywhere else.2b
Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges.7
Complimentary membership in Mastercard Travel Pass provided by DragonPass3, with four annual complimentary passes.
Rewards Calculator
How much do you spend on your credit card each month?
Calculation includes: 45,000 points when you spend $4,500 in the first 3 months, and 3,750 points for each subsequent month in which you make at least $2,500 in purchases on your card, for 12 months.1
Rewards summary
First Year Welcome Bonus
pointsTotal Points Earned
1st YearUse of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible travel, 30% on eligible entertainment, dining, and recurring bill payments, and 50% of spend on all other card purchases. Values displayed as of March 6, 2024.
Enjoy more credit card benefits and earn extra rewards
Extended Warranty5
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one year.
Purchase Protection5
Get added protection – most items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
BMO Ascend World Elite Total Travel and Medical Protection6
Get Collision Damage Waiver benefits on rental cars, 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.
Offers for Digital Everyday Services
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world
Mastercard Travel Rewards Program
Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO Ascend World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com